Colin J. Haller was smart, funny, ambitious and athletic. And he was just 25 when he was diagnosed with metastatic melanoma.
The Maryland native had already launched a successful internet marketing business. An outstanding student, he was applying to medical schools to pursue his dream of a career in medicine when he got that terrible news. His treatment plan called for scans every three months to assess the progress of this deadliest form of skin cancer.
But that didn’t happen.
It didn’t happen because Colin’s health insurance plan included a prior authorization requirement, which meant his physician needed to secure approval before each scan could be performed. The...