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Freeze your credit before you get burned

Freeze your credit before you get burned

Thanks to a new law, Marylanders may freeze their credit reports once for free as of Oct. 1st, and now more than ever, it is in your interest to do so. Equifax, a credit monitoring agency, was recently hacked, exposing the sensitive personal information of at least 145 million people. And last week, Yahoo disclosed that all 3 billion of its email account holders were affected by a 2013 data breach — triple the initial estimate.

A credit freeze will safeguard against anyone else accessing your credit report to apply for lines of credit in your name, even if they’ve already stolen your information. To get this protection, you must arrange a freeze at all three of the major credit...