Cluley threw scoring passes of 5 and 35 yards to Kevin Hart and a 51-yard completion to Daniel Kuzjak.
Kendell Anderson ran for a score, and Zach Fetters recovered a fumble and returned it 36 yards for a touchdown for the Tribe (8-2, 6-1 Colonial Athletic Association).
Darius Victor ran for 96 yards and had touchdown runs of 1 and 13 yards to lead Towson (6-4, 4-3).
Victor scored with four minutes left to pull the Tigers to within 24-17.
William & Mary recovered the ensuing onside kick and drove 50 yards in seven plays, capped by Anderson's 3-yard touchdown run with 1minute, 11 seconds left.
Winston-Salem State 17, Bowie State 14: Will Johnson kicked a 23-yard field goal as time expired to lift the Rams (6-5) over the Bulldogs (9-2) in the Central Intercollegiate Athletic Association championship game in Durham, N.C.
"This was tough loss for us today, but hopefully we'll get a chance to see these seniors play more games this year," Bowie State coach Damon Wilson said.
The Bulldogs took a 14-0 lead with 1:09 left in the first half. Winston-Salem scored with eight seconds left on a 4-yard run by Tyree Massey.
The Rams tied the score with 8:38 left in the game.
Johns Hopkins 49, McDaniel 24: The visiting Blue Jays (10-0, 9-0 Centennial Conference) got a school-record-tying four rushing touchdowns from junior Stuart Walters and won their 31st straight regular-season game, a conference record. The win marks the 15th straight over the Green Terror (0-10, 0-9).
Johns Hopkins had already secured an automatic bid to the NCAA playoffs and secured their fifth straight outright conference title and seventh in the past 11 years. The bracket for the NCAA playoffs will be announced tonight at 6.
Stevenson 48, Fairleigh Dickinson-Florham 25: Devonte Williams rushed for a school-record 298 yards and three touchdowns and the visiting Mustangs (8-2, 7-2 Middle Atlantic Conference) rolled up 460 yards on the ground to beat the Devils (3-7, 2-7).
Stevenson earned a spot in MAC's bowl series. The pairings will be announced today.
The Bobcats (6-4, 5-4) led 27-7 going into the fourth quarter, where they were outscored 21-0. Jones finished 12-for-18 for 199 yards.