The bills in Congress, firstly, are proposing the elimination of the state income tax deduction for all taxpayers. In states such as Maryland, New York, California, Illinois and New Jersey, this is very damaging to tax reduction. Second, the plan calls for the limitation or outright elimination of the deduction for property taxes on the home. These deductions are critical to the affordability of purchasing and paying for a home year after year. It takes years of savings and sacrifices to afford this huge purchase in an individual’s life. Now, to deny the hard earned advantage of home ownership which includes tax relief would be counter to the American dream of bettering ourselves.