A libertarian supporting a self-described democratic socialist's ideas for health care tells you how broken our medical health insurance system is for the average American. Our medical health insurance system is totally broken and needs to be replaced. I have come this realization after struggling with the high cost of coverage for prescription drugs, struggling with the cost of COBRA coverage, and struggling with ridiculously high deductibles, premiums, and co-pays for medical services with employer-sponsored insurance. The problem is, all parties involved in providing health care payments have different objectives. Normally in business, when all parties have totally different objectives, there is a balancing effect. Yet, within health care, there is no balancing effect; in fact, the scales are tilted against the person needing the coverage.