Mr. Bramble had been employed as a high level executive with MBNA, which later merged with Bank of America. Marylanders will remember MBNA as the bank that fled to Delaware so as not to be constrained by Maryland's ceiling on interest rates on credit cards. Delaware has no such ceiling. Jobs were lost in Maryland and Marylanders were charged higher rates on credit cards. The total compensation for Bank of America's CEO Brian T. Moynihan for the fiscal year ending 2018 was $22,434,351. At least we know that the high interest rates are benefiting a few. Exorbitant interest rates hurt our fellow citizens while enriching the bankers.