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How to deal with rising health care costs

The Affordable Care Act has been criticized since it was passed in 2010. Its success depended on states supporting their marketplaces and enrolling healthy consumers. Sept. 7, 2016.

A recent report warned that Marylanders may see premiums on the state health exchange surge by 20 percent next year ("Marylanders face hefty rate increases for Obamacare," Sept. 12).

Many Marylanders may look to switch plans. But before wading through a swamp of information on their own, consumers should seek help from insurance agents and brokers.

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Consumers can learn about different plans from these professionals, who have an average of 10 years experience. Using an agent often yields significant savings — premiums are 13 percent lower in counties with the most brokers.

Janet Trautwein, Washington, D.C.

The writer is CEO of the National Association of Health Underwriters.

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