Community banks across this country do, in fact, have tight ties to the communities they serve, provide tremendous charitable support for things like Habitat for Humanity, Little League, and local Main Street businesses. Visit a community bank in Iowa, and you'll probably be greeted by the same teller who has been there for years who knows her customers very well and offers a lollipop for the kids. You will see firsthand an institution that is very much a part of the fabric of the community — and committed to its success. By and large, such local lenders did not participate in the excesses of the past several years — but have often been lumped into the same category as Bank of America, Goldman Sachs, Lehman Brothers, AIG and the like, which is unfortunate. It's become open season to tar and feather banks regardless of their size.