Fifth, the proposal eliminates the requirement that health plans provide essential health benefits. These include hospitalization, maternity care and mental health services. As a pregnant woman, I cannot imagine having an insurance plan that does not cover this need, and having to pay out-of-pocket for every ultrasound, blood test, doctor's visit and hospital stay. Women and families will be forced to ration their own care, resulting in higher pre-term births requiring expensive, intensive care. Whatever savings are incurred by insurance companies short-term will harm the health of mothers and children in the long-term.