Paula Smith, a mother of three who works for Baltimore City Public Schools, and her family were scheduled for eviction Monday. In 2009, the bank that owned Paula's mortgage went bankrupt at the height of the financial crisis. She spent months trying to send her payments to the new owner of her loan, Bank of America, but says they refused to accept payment. When Bank of America finally did acknowledge that they owned her mortgage, they notified her that she was in default because the loan was more than 90 days overdue. After Oaktree became the owner of Paula's loan they informed her that they were no longer interested in negotiating a modification and were moving to foreclose.