It is likely that CFPB's effectiveness at enforcing these rules drew the ire of Wall Street firms which, despite the new rules and regulations, continued to flout safeguards put in place to protect individuals and families from predatory products and services. Although Mr. Trump's executive order was vaguely worded, consumer advocates can read between the lines. Many fear that Mr. Trump will try to remove the CFPB's well-regarded director, Richard Cordray, a consummate professional with a keen intellect and keener sense of fairness. Even if efforts to remove Mr. Cordray fail, members of Congress who support Wall Street elites will attempt to remove the CFPB's independence and its funding. Foes of consumer protection will try to change the bureau from one with a single independent director to a commission, which will be stymied as members try to reach agreement and move forward with a consumer protection agenda. Other attempts to weaken the CFPB may include moving the bureau from one with its own independent funding source to one that requires an annual appropriation, which would lead to defunding and defanging the CFPB.