In the next month, the Maryland General Assembly has an opportunity to make things right. In 2002, the Maryland General Assembly prohibited the use of credit in setting home insurance rates. In 2011, the Maryland General Assembly agreed that credit should not be used for hiring and compensation decisions. Legislators have determined over the past 14 years that good credit, while an important goal, should not affect the cost of home insurance or access to employment. This year, Sen. Catherine Pugh introduced Senate Bill 1028 which prohibits the use of credit, education, occupation, marital status and homeownership from use by insurance companies in setting auto insurance rates.