But The Post's reporting suggests a breakdown on both counts. Mr. McCoy's review of documents revealed that a single adviser had worked on dozens of settlement buyouts for Access Funding, a circumstance for which neither the company nor the attorney, Charles E. Smith, offered much explanation. In all instances, according to The Post, Mr. Smith provided identical letters attesting that the settlement recipients understood the implications of the proposed transactions and that he was not affiliated with Access Funding. Mr. McCoy also found that a single judge in Prince George's County, Herman C. Dawson, had presided over 160 structured settlement purchase applications by Access Funding since 2013, approving 90 percent of them. One was Freddie Gray's.