The decision to do that was, admittedly, not an easy one for Mr. Graziano to make. The federal government is not providing the city with more money to handle these claims; in fact, its aid to the city is already some $30 million below what it should be because of sequestration and other budget cuts. The result is that payments to former tenants who were permanently injured as a result of substandard conditions in Baltimore's public housing will mean fewer opportunities for those who need help now. Mr. Graziano said his agency had been holding back on issuing all of its Section 8 vouchers this year in anticipation of the judgment, so no families will get kicked out of their housing as a result of these payments. But he said the $6.8 million would have covered about 700 vouchers for the year. If HUD goes along with the self-insurance plan, that, too, will mean fewer opportunities for families to get safe, affordable housing in Baltimore in the foreseeable future.