Over time, this concept has become corrupted. When the populations of First World nations started buying beyond what they had earned and expecting a standard of living beyond what they had produced for themselves, millions of mind-sets shifted from that of self-reliance to that of collective dependence. As the concept of success became socialized, so did the idea of responsibility. If you weren't going to pay your mortgage or your credit card bills, who did you figure would be doing it for you? And how, exactly, is this mentality any different from the mind-set of an entire population dependent on foreign aid for survival?