The problems afflicting many poor people are often of their own making, at least in part. Having children before getting married, dropping out of high school, etc., are transparently bad choices that millions of people make. (Also, some anti-poverty programs create incentives that make bad decisions seem rational.) But many poor people have just had rotten luck. There's good reason to believe that, with a little help, they can work their way up the economic ladder. And for countless others, the truth probably lies somewhere in between.