Here are mine. First, get married. Having a spouse and children is a prime motivator for wealth-building. Second, save and invest. Even small amounts with compound interest begin to produce wealth. Third, don't work just to pay bills. Like the poor, bills you will always have with you. Build enough wealth so the bills won't matter, assuming you live within your means. Fourth, find someone who is poor and help them learn and practice these principles, perhaps donating some of your time to assist with their wealth-building. Fifth, don't assume in our increasingly mobile and technological age that you will keep one job your entire life. Be ready to change jobs, and even move when you hit a ceiling. Consider starting your own business, which may seem challenging at first, but can produce more than just financial rewards.