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William R. Howard Jr. joined the old Equitable Trust Co. as a teller in 1950. During his more than three-decade career, he rose to become a vice president and corporate trust officer who where he worked with clients on trust and estate portfolios.
William R. Howard Jr. joined the old Equitable Trust Co. as a teller in 1950. During his more than three-decade career, he rose to become a vice president and corporate trust officer who where he worked with clients on trust and estate portfolios.

William R. Howard Jr., a retired banker and World War II veteran, died Jan. 22 of congestive heart failure at the Pickersgill Retirement Community in Towson. The longtime Riderwood resident was 95.

William Russell Howard Jr., son of W. Russell Howard, president of Second National Bank of Hagerstown, and his wife, Mildred Crow Howard, a homemaker, was born and raised in Hagerstown.

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A month after he graduated in 1943 from St. James School in Hagerstown, Mr. Howard was drafted into the Army. He served with the 81st Infantry Division — better known as the Wildcat Division — in the Pacific theater. His decorations included two combat infantryman badges, an Asiatic-Pacific Campaign ribbon, and three bronze service stars for serving in the Peleliu Island and Angaur Island campaigns.

Mr. Howard attended Washington & Lee University from 1946 to 1949, and began his banking career in 1950 as a teller at the old Equitable Trust Co. During his more than three-decade career, he rose to become a vice president and corporate trust officer who worked with clients on trust and estate portfolios.

He had been a member and chairman of the Baltimore Stock Transfer Association, and a member of the New York Stock Transfer Association and the Corporate Secretaries Association. He was a former board member of Advertising Inc. in Hagerstown.

The longtime resident of the Thornleigh neighborhood of Riderwood retired in 1985.

Mr. Howard and his wife, the former Annette Reynolds, whom he married in 1954, enjoyed boating and fishing. He received a U.S. Power Boating license and was a member of the Sue Island Power Squadron.

He kept his cabin cruiser, the Tottie Too, berthed in Middle River.

“The boat is named for his wife, who he called ‘Tootie,’ said a daughter, Michelle H. Dase of Timonium.

He was a lifetime member of the Valley Country Club in Riderwood, which is now known as Valley Swim and Tennis.

He and his wife enjoyed playing golf and wintering in Amelia Island, Florida. They also liked visiting Nemacolin Woodlands Resort in Farmington, Pennsylvania.

Mr. Howard had been an active member for more than 60 years of St. Paul’s Lutheran Church, where he had been a volunteer auditor, treasurer and greeter.

Funeral services will be held at 11:30 a.m. Feb. 15 at St. Paul Lutheran Church, 1609 Kurtz Ave., Lutherville, with visitation an hour prior to the service.

In addition to his wife and daughter, Mr. Howard is survived by another daughter, Kristin H. Forster of Timonium, and four grandchildren.

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