She taught English as a second language. She was also active in fundraising for multiple sclerosis and cancer research. She raised funds for Ruxton Elementary School. She volunteered at the Greater Baltimore Medical Center gift shop, worked with the Girl Scouts and at the Bykota Senior Center in Towson.
Mrs. Smith lived for many years in Ruxton, where she was a member of the Episcopal Church of the Good Shepherd and had been Sunday school head and parish secretary.
She later resided at the Glen Meadows Retirement Community in Glen Arm, where she was active in its residents association. She played bridge and took tap dance and art lessons.
Plans for a spring memorial service are incomplete.
Survivors include a son, Ralph Smith of Buffalo N.Y.; two daughters, Catherine Durkin of Towson and Libby Benet of Monroe, Conn.; 10 grandchildren; and three great-grandchildren. Her husband of 57 years died in 2013.