The recent letter to the editor from a Baltimore doctor critical of flood insurance as a benefit for the rich ("Government offers a flood of help for the rich," Feb. 12) is a good example of how intelligent people on the west side of the Chesapeake Bay just do not understand that flood insurance touches people who have lived in towns and rural areas of the lower Eastern Shore for generations.
These locals are not wealthy and many are living on the edge, especially in all of the waterman communities. In our neck of the woods, the claim that 65 percent of insurance benefits go to the top 30 percent of earners would be wrong.
Eddie Somers, Crisfield
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