Capital Gazette wins special Pulitzer Prize citation for coverage of newsroom shooting that killed five

Monday morning quarterbacking the UMMS interest rate swaps

The criticism to University of Maryland Medical System officials for using off interest rate swaps is a classic case of Monday morning quarterbacking ("UMMS defends use of interest rate swaps," Sept. 13).

The labor union official who described the transactions as a "risky financial scheme" should change careers and become an investment adviser if she believes she can accurately predict future interest rate trends.

Philip Enstice, Ellicott City

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