On June 18, 2005, GERALDINE L. SPENCER (nee Roff); beloved wife of Charles A. Spencer; devoted mother of Charles A. (Chuck) Spencer and his wife Valerie; dear sister of Peggy Shettle, Daniel Roff and the late Jacqueline France. Also survived by nieces and nephews. A Funeral Service will be held in the family owned Ruck Towson Funeral Home, Inc, 1050 York Road, (beltway exit 26 A), on Wednesday at 11 A.M. Interment Deer Park Methodist Church Cemetery. Friends may call on Tuesday from 4 to 7 P.M.