On January 18, 2005, NELLIE KRATZ (nee Carter); beloved wife of the late John E. Kratz, Sr.; devoted mother of John E. Kratz, Jr. and his wife Jigger; loving grandmother of John E. Kratz, III and Erica E. Kratz. The family will receive friends at the family owned Ruck Towson Funeral Home, Inc., 1050 York Road (beltway exit 26A), on Thursday from 7 to 9 P.M. and Friday from 2 to 4 and 7 to 9 P.M., with a funeral service at 8 P.M. Interment private. Memorial contributions to Grace United Methodist Church, 5407 N. Charles Street, Baltimore, MD 21210 or to the Hospice of Baltimore, 6601 N. Charles Street, Towson, MD 21204, will be appreciated.

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