On June 24, 2004, CHARLOTTE L. (nee Waters); beloved wife of the late Edward G. Mc Govern; devoted mother of William W. Sellers, Eleanor Naff, Pauline Ballinger and James Mc Govern; loving sister of Louis Waters, Ruth Majka and Eleanor Byerley. Also survived by four grandchildren and five great-grandchildren. Mrs. Mc Govern will lie in state in the United Evangelical Church, East Avenue and Dillon Street, on Monday from 12 noon until 12:30 P.M., the funeral hour. Interment Garrison Forest Veterans Cemetery. Friends may call at the family owned Duda Ruck Funeral Home of Dundalk, Inc., 7922 Wise Avenue, on Saturday and Sunday 3 to 5 and 7 to 9 P.M.