On January 30, 2004, CHARLOTTE J. MACGILL, wife of the late Richard G. Macgill; former Chairman of New Jersey National Bank. Survived by her sons Richard G. Macgill Jr. and Hugh C. Macgill; her grandchildren, Tacy Biggs, Willis Macgill, Mary-Ragan Macgill, Alexandra Rankin Macgill, Charles Rankin Macgill and two great-grandchildren, Samuel and Charlotte Biggs. Services will be private. IN lieu of flowers, contributions may be made to Planned Parenthood of Maryland, 610 N. Howard St., Baltimore, MD 21201. Inquiries may be directed to Henry W. Jenkins & Sons 410-343-3000.