Business Notes


County chamber plans business meetings

The Carroll County Chamber of Commerce has announced its monthly meetings.

A general membership luncheon will be held at noon Feb. 13 at Best Western Catering & Conference Center on WMC Drive in Westminster. Michael D. Maring, bureau chief of the Carroll County Department of Permits and Inspections and code official, will discuss how his office evaluates businesses to determine compliance with federal accessibility guidelines. The cost is $18 and deadline for reservations is Thursday.

The Connections After Hours networking opportunity and business card exchange will be held from 4 p.m. to 6 p.m. Feb. 18 at Casa Rico Mexican Restaurant in TownMall of Westminster. This is an informal gathering of members to network and exchange business cards. Reservations are required by Feb. 11.

The networking breakfast will be at 8 a.m. Feb. 25 at A Grand Affair, 4041 Gill Ave., Hampstead. "The Chamber on Location" will feature Hampstead Mayor Christopher M. Nevin sharing news about his town. The cost for the meal is $12. Reservations are required by Feb. 18.

Information: 410-848-9050.

Women's Business Institute schedules workshop series

The Women's Business Institute of Taneytown is offering a series of entrepreneurial workshops.

The two-hour workshops offer information for small-business owners and anyone thinking about starting a small business. The workshops will be held at Carroll Community College, 1601 Washington Road. The cost is $65 for all five sessions, or $15 each.

"Plan Your Life With Financial Security" will be offered Feb. 25. Learn how to reduce taxes and pay for medical expenses or elder care.

"Assertiveness Training" will be offered March 4: Learn to deal assertively with negative feelings, present ideas without hesitation, express your opinions, and display a positive image and confidence.

"A Natural Approach to Stress Management" will be offered March 11: Stress is defined and its impact on participants described. Diet, stress and hormonal changes that affect everyday life will be explored.

"Location! Location! Location!" will be offered March 18: The aspects of leasing space will be explored, including terminology, what to ask for and financial obligations.

"Economic Prosperity: Women and Access to Capital" will be offered March 25: The world of lenders and investors is explored, with a focus on female entrepreneurs as a domestic market segment.

Registration is required through the college at 410-386- 3000.

Information: 410-756-2334.

F&M; Bancorp announces payment of cash dividend

The board of directors of F&M; Bancorp has declared a quarterly cash dividend of 29 cents per share for the first quarter of 2003, payable Feb. 15 to shareholders of record Feb. 1.

The parent company of Farmers & Mechanics Bank, based in Frederick, had total assets of $2.1 billion as of Dec. 31. Last year, the bank had a net income of $24.5 million, up 16 percent from 2001.

Loans averaged $1.202 billion and deposits increased $88 million for 2002.

F&M; Bancorp has branches in Carroll and surrounding counties.

Episcopal Ministries names Miller to position of CFO

Episcopal Ministries to the Aging has announced the appointment of Summer Miller as chief financial officer for EMA and its affiliate corporations.

Miller, a native of Simsbury, Conn., holds a bachelor's degree from Denison University and a master's degree in finance from Duke University. Miller has experience in financial management, investment banking, and financial advisory consultation to nursing facilities and retirement communities.

EMA is the parent corporation of Fairhaven, Copper Ridge, Buckingham's Choice and Copper Ridge Institute.

Fairhaven, a retirement community in Sykesville, recently received a deficiency-free survey in its assisted living unit from the state, which praised the staff for its knowledge and professionalism.

Columbia Bank promotes McCarron to vice president

Jeffrey McCarron of Carroll County has been promoted to retail group vice president at Columbia Bank.

He was previously branch manager of the bank's Ellicott City office. He will supervise all activities in marketing, sales, training and operations programs at branches in Baltimore, and Baltimore and Howard counties.

McCarron has more than 15 years' experience in banking and was a branch manager since 1994.

Columbia Bank is a subsidiary of Columbia Bancorp, based in Howard County.

Braune honored for gains in e-file tax returns

The state comptroller's office honored David Braune of Westminster on Tuesday with a certificate for being the top e-file tax preparer in the county for 2002.

Braune works in the Westminster office, where he assists residents with their state tax returns. He had a 95 percent increase in the number of returns filed electronically last year.

Child care center honors its food service director

Carroll Child Care Centers Inc. recently honored Esther Baldwin, director of food services, at its annual board meeting and staff appreciation dinner.

Baldwin has been with the child care centers since 1977, serving as custodian, cook, senior staff and program director. She is the center's longest-serving employee.

Carroll Child Care Centers Inc. is accredited by the Maryland State Department of Education and provides quality child care on a sliding scale fee for ages 6 months to 10 years.

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