PHILADELPHIA --The Washington Redskins probably needed to play a perfect game to upend the NFC East-leading Philadelphia Eagles, who were playing their final regular-season home game at Veterans Stadium.

But three fumbles and a poor first half doomed the Redskins to their third straight loss, as Philadelphia clinched its second consecutive division title with a 34-21 victory before 65,615 yesterday.

As if things couldn't get worse for Washington (5-9) -- which has dropped five of its past six games and fallen to 0-5 in the division -- running back Stephen Davis is probably lost for the rest of the season after he dislocated his right shoulder on the game's second play.

If there was a silver lining, it was the play of rookie quarterback Patrick Ramsey. He completed 23 of 35 passes for 213 yards and three touchdowns against the Eagles defense, which was ranked ninth in the NFL against the pass and had allowed just seven touchdowns to NFC opponents.

With Ramsey under center, the Redskins scored 14 points in the fourth quarter to cut a 31-7 deficit to 10 points.

"Patrick hung in there tough, and we hit a few balls here and there. He threw three touchdown passes ... " coach Steve Spurrier said, adding that the Colts' Peyton Manning is the only other quarterback to throw three touchdown passes against the Eagles this season.

Ramsey, making his first start since Oct. 20, wiped away memories of his only two starts of the season, when the New Orleans Saints and Green Bay Packers harassed him into recording just one touchdown pass against four interceptions, three fumbles and 12 sacks.

"I think we were just trying to find whatever could be successful," said Ramsey, who didn't throw an interception against Philadelphia (11-3) and was sacked twice. "We ran the ball well early, so we were able to kind of mix that in with some passes. ... The coaches did a really good job of preparing me this week, and I felt good about everything that we did."

Wide receiver Derrius Thompson caught seven balls for 70 yards and a touchdown, and fellow wide-out Rod Gardner had three receptions for 58 yards and a touchdown.

But continuing a trend in which Washington had committed 14 turnovers in five previous games, the Redskins self-destructed again, and the frustration among the players surfaced yesterday.

"Those are the things that you work on in high school, college and camp," said wide receiver Chris Doering. "Something that's stressed all the time is to protect the ball after the catch. We just haven't been doing a good job of that so far."

Washington set the tone just 34 seconds into the game on the offense's second play. Davis had just rumbled for 15 yards to the Redskins' 44-yard line when Eagles free safety Brian Dawkins swung his right arm in an uppercut motion and jarred the ball loose from Davis' grasp.

Strong safety Michael Lewis recovered at Philadelphia's 49-yard line, and in the process, Davis dislocated his shoulder.

"I tried to go for some extra yards and had the ball away from my body," said Davis, who did not return to the game. "He made a good play. It just so happened that when he popped it out, I was trying to grab for it, and I had my arms out. When I fell, [the shoulder] popped out."

The Redskins averted disaster two plays later when cornerback Fred Smoot made his team-leading fourth interception of the season, picking off Eagles quarterback A.J. Feeley at Washington's 22-yard line.

But Philadelphia made amends on its next possession, scoring on a 38-yard screen pass from Feeley (16 of 28 for 220 yards and two touchdowns) to running back Duce Staley to give the hosts a 7-0 lead with 8:49 left in the first quarter.

The Eagles' next series was extended by a roughing-the-punter penalty on linebacker Lemar Marshall and a fumble by punt returner Champ Bailey, who lost the ball at the Redskins' 27-yard line.

"Just a lack of concentration," Bailey said of the fumble that led to David Akers' 28-yard field goal and a 10-0 lead. "I didn't look at the ball when it was coming in, and I was trying to move beforehand. I've got to catch it and then run. That's a mistake I can't do."