Recent filings in the U.S. Bankruptcy Court, District of Maryland, Baltimore City:

July 21

Betz Brothers Inc., Box 185, Phoenix, a real estate holding company, filed for protection under Chapter 11. Principal: David S. Betz, president. Assets: $285,390. Liabilities: $105,864.48

July 22

Clubhouse Diner Inc., 2323 York Road, Lutherville, a restaurant, has filed for Chapter 11 protection. Principal: George Tsoulamanis, president. Assets: $122,000. Liabilities: $448,571.29

Pamela Gwyneth Wiggin, 415B Notre Dame Lane, Baltimore, a.k.a. Pam Wiggin and d/b/a Pam Wiggin Consulting, filed under Chapter 7. Assets: $39,881. Liabilities: $74,166.76

Abbreviations

a.k.a.: also known as; c/o: care of; d/b/a: doing business as; t/a: trading as; n/a: not available; LLC: Limited Liability Company; L/P: Limited Partnership; J/V: Joint Venture; P/A: Professional Association; P/C: Professional Corporation

Definitions

The most common types of filings under the U.S. Bankruptcy Code:

Chapter 7 -- Liquidation.

Chapter 11 -- Reorganization.

Chapter 12 -- Agriculture, family farm with other income.

Chapter 13 -- Adjustment of debts of an individual with regular income.

Pub Date: 7/27/98