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American National Savings Bank FSBBaltimore ......... Ticker...

THE BALTIMORE SUN

American National Savings Bank FSB

Baltimore ......... Ticker ... Yesterday's

........ .......... Symbol ... Cls. Chg.

........ .......... ANBK ..... 19 1/8 - 5/8

Period ended

07/31/95 ........ 4th qtr. .. Year ago ... Chg.

Net Income ........ $177 ....... $162 ..... +9.3%

Primary EPS ...... $0.09 ...... $0.08 .... +12.5%

Annualized return

on assets ......... 0.17 ....... 0.16

Add. to allowance

for loan losses .... 294 ........ 706 .... -58.4%

................. 12 mos. ... Year ago .... Chg.

Net Income ........ $10 ...... $1,289 .....-99.2%

Primary EPS ..... $0.00 ....... $0.41 .... -100.0%

Annualized

return on assets .. 0.00% ..... 0.33%

Add. to allowance

for loan losses ... 3,386 ..... 1,989 .... +70.2%

Balances as of

................ 7/31/95 ..... 7/31/94

Assets ........ $426,174 .....$400,046 ... +6.5%

Deposits ...... $314,613 .....$308,989 ... +1.8%

Loans outst. .. $232,089 .....$208,542 .. +11.3%

Loan loss

reserve .......... 6,361 ....... 3,669 .. +73.4%

Figures in thousands (except per share data)

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