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You figured a house would be a nice place for you and your family, and perhaps a good investment -- but nobody told you the gutters would have to be cleaned? Or that rabbits would nest in your lawn? Or the neighbors would be nosy? When buying a house, what things did your agent, mortgage lender, friends, family and accountant forget to mention?

What surprises -- whether frustrating or merely amusing -- have you found?

Tell us your stories -- whether about financial or lifestyle issues. Call Sundial, The Baltimore Sun's telephone information service, at (410) 783-1800. In Anne Arundel County call 268-7736; in Harford County, 836-5028; in Carroll County, 848-0338. Punch in the four-digit code 6174 after you hear the greeting.

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