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Washington Savings Bank's profits rose 113% in quarter

Washington Savings Bank, of Waldorf, reported earnings for the fourth fiscal quarter that ended Sept. 30 that were more than double the level in the fourth quarter of 1991.

The company's previous quarters were reduced after its accountants found a stock repurchase program required additional tax provisions for each of the first three quarters of this year.

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Three months ended 9/30/92

.. .. .. Income .. .. .. .. .. Share

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'92 .. .. 339,000.. .. .. .. ..0.12

'91 .. .. 159,000.. .. .. .. ..0.06

% change .. +113.2.. .. .. .. ..+100.0

Annualized return on assets '92 .. .. 0.66%.. .. .. .. .. .. ..

'91 .. .. .0.33% .. .. .. .. .. ..

Addition to allowance Net

.. .. .. for loan losses .. .. charge-offs

'92 .. .. .. NA .. .. .. .. .. .. NA

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'91 .. .. .. NA .. .. .. .. .. .. NA

% change .. ..-- .. .. .. .. .. .. --

Twelve months ended 9/30/92

.. .. .. .. Income .. .. .. .. Share

'92.. .. .. 717,000 .. .. .. .. 0.25

'91.. .. ..479,000 .. .. .. .. 0.16

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% change .. .. +49.7 .. .. .. ..+56.3

Balances as of 9/30/92

.. .. .. .. .. Assets .. .. .. .. Deposits

'92 .. .. .. .. 204,235,000 .. .. 190,259,000

91.. .. .. .. 192,414,000 .. .. 178,950,000

% change .. .. .. +6.1 .. .. .. . ..+6.3

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.. .. .. .. .. .. Loans .. .. .. .. Allowance

.. .. .. .. .. .. outstanding .. .. for loan losses

'92 .. .. .. .. .. NA .. .. .. .. .. .. .. NA

'91 .. .. .. .. .. NA .. .. .. .. .. .. .. NA

% change .. .. .. -- .. ... .. . .. .. .. --


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