A bill in Congress would get rid of the current student loan system and replace it with a system in which colleges and universities would act as lenders and the Internal Revenue Service would collect payments. Banks and other financial institutions stand to lose out on a $4.8 billion operation.

The Evening Sun would like to know what you think. Is the college loan program in need of reform? Does the proposal go too far by excluding banks and other financial institutions? To register your opinion, call SUNDIAL at 783-1800 (or 268-7736 in Anne Arundel County) today through midnight.