Three people, including a 44-year-old Havre de Grace man, were killed in two separate head-on collisions in the county Thursday, state police said.

In one accident on Interstate 95 two people were killedand three injured when a car from the north lanes crossed the grassymedian and collided with a car traveling south, state police at the John F. Kennedy Highway barracks said.

The crash was similar to an April 1 accident on the interstate near Aberdeen in which four people were killed after a car crossed the grassy median and collided head-on with an oncoming car, state policesaid.

The accident occurred at 10:30 a.m. Thursday, about three miles north of the the Magnolia-Fallston interchange, state police said.

The Maryland Transportation Authority is planning to install metal and concrete barriers between the Baltimore Beltway and Route 24 as the state adds a fourth travel lane on I-95 to eliminate the risk of head-on collisions, spokesman Thomas Freburger said. The project is to be complete by fall 1992.

The authority also is installing metal barriers where the width of the interstate's median is less than 75 feet between Route 24 and north to the Delaware line, Freburger said. The barriers are expected to be installed by this fall.

In theaccident Thursday, Susan Antoine, 30, of Baltimore, was driving her 1991 Mazda Protege north in the center lane when the car crossed the left lane and went off the roadway, state police Sgt. Alan Michael said.

The car crossed the 30-foot median and went into the path of a1990 Chevrolet Cavalier driven by Virginia Anderson Oakes, 61, of Roanoke, Va., Michael said.

Oakes and a passenger in Antoine's car, Maria Caprietta, 30, of Baltimore, were killed instantly, Michael said. Caprietta and Antoine were wearing seat belts, but Oakes was not.

The driver of a third car, a 1984 Mercury Grand Marquis traveling behind Oakes, swerved to avoid the collision, but lost control of thecar and struck a guardrail, Michael said.

The driver, Michael Freed, 78, of Coconut Creek, Fla., is in serious condition at Fallston General Hospital, a hospital spokesman said. His wife, Fay Freed, 78, was treated at the hospital and re


Antoine is in serious condition at University Hospital's shock trauma unit in Baltimore, a hospital spokesman said.

State police investigators are expectedto interview Antoine and reconstruct the accident, Michael said.

No charges or traffic citations have been filed.

The other head-oncollision Thursday occurred at 4:50 p.m. on Thomas Run Road, near the Kalmia Road intersection north of Bel Air, state police at Benson said.

Harrison E. Gross, 44, of Havre de Grace, was killed when his

1991 Ford Explorer collided with a 1988 Ford Tempo driven by Sherald L. Stimax, 25, of Loganville, Pa., police said.

Stimax is in critical condition at Maryland Shock Trauma Center in Baltimore, police said. A passenger in the car, Stimax's 2-year-old daughter Samantha, was expected to be released from Johns Hopkins Hospital Friday.

Gross was traveling south when his car crossed the center line while rounding a curve and struck the Stimax car, police said.

Gross, who was not wearing a seat belt, was thrown from his vehicle and then trapped under it when the vehicle overturned, police said.

The collision forced Stimax's car into a guardrail.

Stimax was wearing a seat belt and her daughter was in a child-safety seat, police said.

Twelve people have been killed in traffic accidents in Harford County this year, according to state police statistics.

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