Advertisement

Habitat for Humanity of Carroll County seeking new homeowners for zero-percent interest mortgage

Habitat for Humanity of Carroll County seeking new homeowners for zero-percent interest mortgage
Having already rehabilitated one-half of a duplex on S. Court Street in Westminster, Habitat for Humanity Carroll County is getting ready to start on the other half. Working individuals who meet the program qualifications could be approved to become owners of the home. (Carroll County Times file)

Habitat for Humanity of Carroll County’s mission is to help working people afford to live in the Carroll community, and it’s a critical mission, according to Executive Director Bryan Lyburn.

“Forty percent of our workforce commutes to our community from out of the county,” he said. “We are working diligently to provide housing that our Carroll County workforce can afford while building strength, stability and self-reliance.”

Advertisement

Right now Habitat is accepting applications for the next step in those efforts, a new “build,” the rehabilitation of a home on S. Court Street in Westminster.

Working individuals who meet the program qualifications — live in Carroll County and earn less than $56,940 per year for a family of four, among others — could be approved to become owners of the S. Court Street home. But as Lyburn noted, there’s a lot of work involved in the program, which is not a giveaway.

“This is a wonderful opportunity for a local family to become a habitat home owner and earn a zero-percent interest mortgage from us,” Lyburn said. “They will participate in a home ownership education program, they will contribute over 250 hours of sweat equity and they will work on Saturday alongside our volunteers and members of the community to rehabilitate their home.”

Those interested in applying or learning more should visit www.cchabitat.org/apply. Applications are due by Jan. 4.

The property, on the 100 block of S. Court Street, is the other half of a duplex that was the site of Habitat’s last build, now in the care of new homeowner Natasha Elizabeth and her 6-year-old son Gordon Braxton.

“It’s a really cool thing that we are continuing our work along South Court Street,” Lyburn said. “We acquired the second home during the construction of our previous build, so it will be a great opportunity to continue to invest in their neighborhood and bring another home owner to that community.”

Advertisement
Advertisement