Waterfront Annapolis home has historic charm, modern conveniences

The property at 74 Charles St. dates to the late 1800s
The property at 74 Charles St. dates to the late 1800s (Homesource)

The historic property at 74 Charles St. in Annapolis is on just under a quarter-acre lot, overlooks the Spa Creek waterfront and is located blocks from downtown. And if that's not enough to draw your attention, there's another element that makes this home unusual.

This three-story Victorian is licensed as a bed-and-breakfast and can be sold as such. But this cedar-shake structure with a wide front porch, five bedrooms and five bathrooms would also make a warm single-family home.


"The grounds have an oyster-shell bed, a slate walkway and gardens," said listing agent Mike Murray with Coldwell Banker Residential Brokerage. "The backyard runs down to the water, [where] there is a pier and one slip right on Spa Creek."

This pier is also a stop for a water taxi that goes to downtown Annapolis, so a car ride isn't needed to shop and dine up and down Main Street. A view of Spa Creek can be taken in from the side porch. There is a parking pad for up to five cars — a rarity for Annapolis.

Inside the home's 2,056-square-foot interior, a long hall opens onto a dining room, a sitting room and an updated kitchen, which features a granite island, downdraft cooktop, dishwasher, disposal, dryer and an Energy Star front-loading washer.

Other amenities include 9-foot ceilings, plaster walls, six-panel doors, and built-in china cabinet and bookcases. The house has three fireplaces, two of which make up a pass-through hearth from the living room into the kitchen.

Tall, narrow windows are a feature of the front dining room, which a new owner could reverse with the sitting room so the latter will be in the front of the house.

This property has the potential to be a homeowner's, or B&B owner's, dream.

The specs

Address: 74 Charles St., Annapolis 21401

Year built: 1882

List price: $1.095 million

Square footage: 2,056

Taxes: $15,957

Listing agent: Mike Murray, Coldwell Banker Residential Brokerage