feels like an auto-critique, while Baumbach, age 43, provides dad-like sympathy for these drifting millennials. When Frances calls a prospective date and says, "I got a tax rebate, want to go to dinner?" it seems like the unwise but understandable thing to do with a cash infusion. On the date, she can't pay because the restaurant doesn't take debit. "I'm so embarrassed," Frances admits, " I'm not a real person yet." A statement on an entire generation could hinge on that line, but more simply, it exhibits Frances' self-awareness.