When you meet him, Mickey has been reduced to robbing Peter to pay Paul, metaphorically speaking. Separated from his real estate agent wife (Lea Thompson), he’s ducking his mounting bills, skirting propriety with his business’ finances, and trying to inject some new life into his feeble office by taking on eager new salesman Bob (David Harbour). Bob’s gee-whiz honesty baffles Mickey, who seems to view his job as a legal scam, overcharging people for coverage they probably don’t need. But making the sale means sometimes pretending to care a bit, and so he winds up spending a lot of time with Gorvy Hauer (Arkin, upholding his comedic-actor title belt), a rural eccentric living in a house littered with his late sister’s junk. When Mickey discovers that the junk includes an old violin worth $25,000 (typical noir small stakes), he spies an opportunity to literally rob the oblivious Gorvy. Thanks in part to the arrival of ex-con alarm-system installer Randy (Crudup), complications ensue.