Celebrating its 22nd birthday this November, First Home Mortgage was founded in 2002 by current CEO David Waters with just a few employees. The licensed, full-service mortgage lender now has 35 offices in 17 states and the District of Columbia, with 17 locations in Baltimore alone and revenues close to $1.7 billion. Employees say that they thrive on providing top-notch customer service and that management provides excellent leadership and support. "I am empowered to do what is right for the company and the client," said one employee. "My senior leaders are the best in the industry, which gives me both confidence and pride."