Step 1: Remind yourself why you are investing. This was Step 1 of the panic plan, and it is equally useful now. Just because stocks have roared back in the first four months of the year does not mean that you should be hooting, hollering and high-fiving. In fact, now would be an ideal time to determine whether you are on track to meet your long-term goals (you have those, right?), such as retirement or college.