Jill On Money

  • Ready to sell home? Some things to consider

    Ready to sell home? Some things to consider

    A couple of months ago, I offered advice to first time homebuyers. Today, it’s time to turn to those who are selling their homes, because the market dynamics may have shifted while you were trying to decide whether or not to pull the trigger. In many areas of the country, the advantage has shifted...

  • Grads, put a financial plan in place

    Grads, put a financial plan in place

    Recent college graduates need to take control of their financial lives. If you are a parent, grandparent or close friend, you can help in this process by highlighting these financial goals. Every grad needs to know how much she is making and spending to address all aspects of her financial life....

  • Avoid unwise moves as markets rise

    Avoid unwise moves as markets rise

    Was the fourth quarter of 2018 just a bad dream for investors? It sure looks like it now. The S&P 500 closed out the first four months of the year with its best results in 32 years (1987). It has also rallied more than 20 percent from the December lows, and recently bested its previous all-time...

  • Saddling yourself with enormous college debt not worth it

    Saddling yourself with enormous college debt not worth it

    The college admissions bribery scandal has raised an important question: Is college even worth it? According to the Social Security Administration, “Men with bachelor’s degrees earn approximately $900,000 more in median lifetime earnings than high school graduates. Women with bachelor’s degrees...

  • Time for financial spring cleaning

    Time for financial spring cleaning

    Tidying-up queen Marie Kondo has taken the world by storm, helping people declutter their lives with a methodical approach. She suggests: “Keep only those things that speak to the heart and discard items that no longer spark joy. Thank them for their service – then let them go.” As you work through...

  • Don't let reckless spending ruin retirement

    Don't let reckless spending ruin retirement

    Because many of us focus on retirement saving for many years, we sometimes forget how difficult it is to spend the money in a smart and methodical way during retirement. As I write in my new book, “The Dumb Things Smart People Do With Their Money,” “If you indulge yourself too much during those...

  • Buying real estate not always a smart move

    Buying real estate not always a smart move

    Housing touches everyone, and given that real estate and the excess amount of borrowing and lending were the triggers for the financial crisis and the Great Recession, it’s understandable that we are focused on its recovery. It’s also why I devoted a chapter of my new book, “The Dumb Things Smart...

  • A tribute to the father of the index mutual fund

    A tribute to the father of the index mutual fund

    John C. "Jack" Bogle, the founder of the Vanguard Group and the father of the index mutual fund died at age 89 on Jan. 16th. The pioneer's impact on the world of investing and finance was transformative and we are all better off as a result of his innovation. Bogle wrote a thesis at Princeton in...

  • Watch out for tax fraud

    Watch out for tax fraud

    About 800,000 federal employees and contractors have felt the sting of the government shutdown, juggling bills and hoping that cooler heads prevail in Washington. Meanwhile, economists are estimating how the shutdown might affect overall growth. “This shutdown could shave approximately $1.2 billion...

  • A few ways to be smarter with your money this year

    A few ways to be smarter with your money this year

    Every year, millions of Americans resolve to do better with their money, and 2019 will be no different. According to Fidelity Investments’ New Year Financial Resolutions Study, for the 10th consecutive year, the top three financial resolutions among Americans considering one are: Save more (48...

  • Biggest financial lessons of 2018

    Biggest financial lessons of 2018

    The news cycle can teach us important economic and personal finance lessons. Here are my picks for the biggest lessons of 2018. 1. When the government spends, the economy grows: The economic expansion (the second longest in U.S. history) got a big boost from the new tax law and by a surge in government...

  • Wage gap even worse than we had thought

    Wage gap even worse than we had thought

    I know you probably want good news for the holiday season, but women workers — and the guys who root for them — it’s high time to argue for an end-of-year bonus or salary increase, because you are coming up short. According to a report from the Institute for Women’s Policy, the gender wage gap...

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