Don’t miss Orioles players, John Means & Paul Fry, as they guest host at our Brews and O’s event!
 

Survey: Most employees tell white lies at work

Are you guilty of stretching the truth at work? You’re not alone. A new survey from SimplyHired shows that most employed Americans indulge in a white lie or two at the office. SimplyHired surveyed more than 1,000 full-time salaried employees to determine how prevalent white lies were in the workplace,...

Columns

Blue Sky Originals

Kiplinger

MORE FROM KIPLINGER
  • Bill would give savings more time to grow

    Bill would give savings more time to grow

    If you have money in a traditional IRA or 401(k), you probably already know that eventually you’ll have to take that money out and pay taxes on it. But the rules for taking required minimum distributions have always been confusing, especially because they require you to start tapping your accounts...

  • Avoid a password scramble

    Avoid a password scramble

    About a year ago, my friend Susie’s husband died unexpectedly. John left Susie with a technology nightmare: an Apple computer, four iPads, four iPhones, a stack of hard drives — and no passwords. That left her unable to get access to critical information, including tax records, and accounts in...

  • Get the most from an HSA

    Get the most from an HSA

    Q: I’m 60, and I understand that I can withdraw up to $1,580 from my health savings account tax-free to pay long-term-care insurance premiums. Can I also use money from the HSA for my spouse’s long-term-care premiums? A: Yes. You can use money from your HSA tax-free to pay eligible medical expenses...

  • How to redeem bonds purchased electronically

    How to redeem bonds purchased electronically

    Q: How do you redeem Series I bonds purchased electronically? A: If you bought the I bonds through TreasuryDirect.gov, you can log in to your TreasuryDirect account and use the link for redeeming securities in ManageDirect. The cash amount can be credited to your checking or savings account. If...

Jill On Money

MORE FROM JILL SCHLESINGER
  • Avoid unwise moves as markets rise

    Avoid unwise moves as markets rise

    Was the fourth quarter of 2018 just a bad dream for investors? It sure looks like it now. The S&P 500 closed out the first four months of the year with its best results in 32 years (1987). It has also rallied more than 20 percent from the December lows, and recently bested its previous all-time...

  • Saddling yourself with enormous college debt not worth it

    Saddling yourself with enormous college debt not worth it

    The college admissions bribery scandal has raised an important question: Is college even worth it? According to the Social Security Administration, “Men with bachelor’s degrees earn approximately $900,000 more in median lifetime earnings than high school graduates. Women with bachelor’s degrees...

  • Time for financial spring cleaning

    Time for financial spring cleaning

    Tidying-up queen Marie Kondo has taken the world by storm, helping people declutter their lives with a methodical approach. She suggests: “Keep only those things that speak to the heart and discard items that no longer spark joy. Thank them for their service – then let them go.” As you work through...

  • Don't let reckless spending ruin retirement

    Don't let reckless spending ruin retirement

    Because many of us focus on retirement saving for many years, we sometimes forget how difficult it is to spend the money in a smart and methodical way during retirement. As I write in my new book, “The Dumb Things Smart People Do With Their Money,” “If you indulge yourself too much during those...

Terry Savage

MORE FROM TERRY SAVAGE
  • College grads, get to work repaying loans

    College grads, get to work repaying loans

    Congratulations, college grad. Your first challenge is finding a job. The second challenge is just as important: starting to repay your student loans, if you have any. The time to start thinking about loan repayment is the week after graduation. Step 1: Find your student loans You likely have federal...

  • Getting timing right on Roth conversions

    Getting timing right on Roth conversions

    In a recent column, I mentioned the importance of tax planning for your retirement assets. We are living in a time of relatively low historic income tax rates, and as our national debt grows and political considerations change, it’s not unlikely that tax rates will rise in the future. It’s always...

  • Disability insurance can protect you from unthinkable

    Disability insurance can protect you from unthinkable

    Income tax time brings you face to face with the amount of money you earn — and have left to live on, after taxes. But what if you were disabled and couldn’t work? It’s something no one wants to think about: being incapacitated. But consider the odds. The Disability Insurance Resource Center says...

  • Dealing with burden of debt

    Dealing with burden of debt

    Too many Americans are living on the edge, burdened with debt that grows like a cancer and made vulnerable by a lack of savings to deal with emergencies. And this sad situation coincides with the longest period of economic recovery — starting in June 2009 — in postwar history. During the government...

Kids & Money

  • Summer job outlook sunny for teens

    Summer job outlook sunny for teens

    At the customer service desk at Target recently, two teenage girls were talking about their job prospects for the summer. With applications ready to turn in, both said they needed as many hours of work as they could get. But, they were worried that having to make up a week or so of school days...

      • New member of family? Consider 529 plan

        New member of family? Consider 529 plan

        The text message from my oldest son landed in the wee hours of a recent Friday morning announcing the arrival of a baby girl. As ecstatic new members of the grandparents club, my wife and I made a quick dash three-hour drive to meet the newest member of our family. When we arrived at the hospital,...

          • Have money talk before things get really serious

            Have money talk before things get really serious

            Your daughter and her boyfriend are officially a couple and their relationship seems to be heading in the right direction. But there’s one growing concern. They have completely different styles for handling money. His idea of a date night revolves around spending money on expensive dinners, concert...

              • An overseas degree can cost much less

                An overseas degree can cost much less

                When Nate Kerkhoff packed his bags for graduate school, he traveled more than 6,500 miles from suburban Kansas City to the gates of Yonsei University in Seoul, South Korea. His younger sister, Anna, also took the international path, to the University of Montreal. Nate, 29, is finishing his master’s...

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