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Not everyone needs to file a federal tax return. But if you're under age 65 and earn at least $9,350 — or double that amount if your married filing jointly — Uncle Sam requires you to file a return.

Good news, you don't have to pay to have your returns prepared in many cases.

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The Baltimore CASH (Creating Assets, Savings, and Hope) Campaign this morning is announcing 20 sites in Baltimore city and county for free tax preparation for families with incomes under $49,000 and singles with income under $25,000. The nonprofit expects to prepare 16,000 tax returns this season.

If you are within these income limits, also check whether you are eligible for the Earned Income Tax Credit by calling United Way's First Call for Help at 410-685-0525 or visiting the nonprofit's online site. The credit is worth thousands of dollars, and Baltimore CASH Campaign estimates that city residents miss out on $29 million in EITC money each year because they fail to claim the credit.

One feature new this year is that taxpayers will be able to mark a box on their tax return to have all or some of their refund moved into U.S. Savings Bonds, the nonprofit noted.

Also for the first time, the Baltimore CASH Campaign will help families fill out the Free Application for Federal Student Aid (FAFSA) form to qualify for federal student aid. fAFAS

BALTIMORE

1199 SEIU, 611 N. Eutaw St., 21201 Tues-Thurs, 10am-6pm Wed, 9am-5pm Fri-Sat, 9am-1pm Walk-ins welcome on Fri

Baltimore CASH Campaign, 111 Water St., Suite 201, 21202 (between Light & Calvert Sts) Mon, 1pm-6pm Tues & Thurs, 12pm-6pm Sat, 9am-2pm by appointment only

Neighborhood Housing Services of Baltimore 819 Park Ave., 21201 Mon-Fri, 10am-4pm Sat, 10am-1pm Appointments preferred Not ADA compliant

Our Daily Bread Employment Center 725 Fallsway, 21202 Mon, 8:30am-4:30pm Wed, 12pm-7pm Fri, 8:30am-4pm Sat, 10am-1pm Appointments recommended, walk-ins accepted

University of Maryland Tax Clinic 500 W. Baltimore St. Suite 360, 21201 Tues &Thurs 5:00pm-8:00pm Walk-ins accepted

Southern Community Action Center 606 Cherry Hill Rd., 21225 Mon- Fri, 9am-2:30pm By appointment only

Bon Secours of Maryland Foundation 26 N. Fulton Ave., 21223 Tues-Wed, 9am-11am & 2pm-7pm Thurs-Fri, 10am-4pm Sat, 9am-3pm, walk-ins welcome

Paul's Place 1118 Ward St., 21230 Sat, 9am-1pm, walk-ins accepted

Mayor's Office of Employment Development, Mondawmin Mall, 3rd Floor 2401 Liberty Heights Ave., 21215 Tues & Thurs, 9:30am-5:30pm Wed, 9am-3pm Sat, 9am-2pm Appointments strongly recommended, walk-ins accepted

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Northwest Community Action Center 3939 Reisterstown Rd., 21215 Mon-Fri, 9am-2:30pm Sat, 9am-1pm, by appointment only

Greater Baltimore Urban League 512 Orchard St., 21201 Mon & Wed, 12pm-7pm Tues, 10am-3pm Sat, 9am-2pm Appointments preferred

Northern Community Action Center 5225 York Rd., 21212 Mon-Fri, 9am-2:30pm Sat, 9am-1pm By appointment only

PNC Bank, 12 E. 25th St., 21218 Wed, 12:30pm-4:30pm Sat, 9:30am-2pm, by appointment only

CASA de Maryland 2224 E. Fayette St., 21231 Tues & Fri, 2pm-5pm Sat, 12pm-5pm Appointments preferred, not ADA compliant, but wheelchair accessible,  Servicios disponibles en español, llame al 410-732-7777 para hacer una cita

Eastern Community Action Center 1400 E. Federal St., 21213 Mon-Fri, 9am-2:30pm, by appointment only

Southeast Community Development Corp., 3700 Eastern Ave., 21224 Wed-Thurs, 3pm-8pm Sat, 9am-1pm, appointments preferred, walk-ins welcome. Also serves Spanish-speaking taxpayers with Social Security numbers.

Southeast Community Action Center 3411 Bank St., 21224 Mon-Fri, 9am-2:30pm, by appointment only

The Johns Hopkins Hospital, Mon-Fri, 9am-5pm, for employees only, by appointment only

BALTIMORE COUNTY

Community Assistance Network 27 Main Ave., Catonsville 21228, call for hours, by appointment only

Towson University Stephens Hall 8000 York Rd, Rm 204, Towson, 21252 Mon, 3pm-6pm Sat, 9am-2pm, appointments preferred, walk-ins welcome

FOR OTHER FREE TAX SITES IN MARYLAND, CALL 1-800-492-0618

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