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Health insurance for young adults coming sooner than expected

A key element of the health reform bill allows young people to remain on their parents' health care plans until they turn 26. The provision doesn't kick until later this year, but some insurers are expanding coverage now.

Our colleague Eileen Ambrose explains in this piece published yesterday. Major insurers such as WellPoint, CareFirst BlueCross BlueShield, UnitedHealthcare, said they'll would continue coverage for people up to 26, without interruption.

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But what if you lose your insurance before the law kicks in? This was a question a few people had in our live chat a few weeks ago about health care reform. (Take a look at the Q&A for other common questions about how the law will affect you.) 

Young people have a few options, Ambrose explains: They can buy coverage through their parent's plan under COBRA or buy an individual policy -- cheaper ones are available for even a few months.

Got more questions about how reform will affect you? Ask away and we'll get you answers.

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