Advertisement

Obamacare rates are killing me

The Affordable Care Act has been criticized since it was passed in 2010. Its success depended on states supporting their marketplaces and enrolling healthy consumers. Sept. 7, 2016.

There is always scant mention of those of us who provide our own insurance because our employers don't provide it. We are the "individually insured" who don't qualify for a subsidy under the Affordable Care Act, and my premiums are dreadful ("Thanks, Obamacare," Sept. 19).

After the 20 percent hike last year from CareFirst, I went from the least expensive silver plan to the cheapest plan of all. This year, it looks like our premiums will rise again — at least another 20 percent. I am guessing my premiums will be hovering around $500 per month. My deductible is the out-of-pocket maximum of $6,500.

Advertisement

Why not give those of us who self-insure a tax break and make our premiums deductible like they are, I believe, for the self employed? I am in the worst possible age bracket to be individually insured — in my 60s. My next stop is Medicare.

I have maintained my own insurance for most of my adult life, but now I am being priced out of the market. I agree that we all need to be insured but there is a big problem here for some of us.

Beth Plein, Cockeysville

Advertisement
Advertisement