Across the country, a growing number of married women are becoming the primary breadwinners for their families as more husbands lose their jobs.

Over the last two years, federal labor figures show, the unemployment rate has risen much faster for men than for women—reaching 10.5 percent, compared to 7.9 percent among women.

The dynamic creates not only financial turmoil for households, but emotional stress as wives and husbands cope with a reversal of traditional roles.

Laurie Flanagan of Clovis, Calif., knows that stress all too well.

Flanagan, a respiratory therapist at St. Agnes Medical Center in Fresno, Calif., has been supporting her family since her husband Michael's business selling embroidered promotional apparel went bust last December.

"I just thought, my gosh, what are we going to do?" Laurie Flanagan recalled after two of her husband's biggest clients went out of business and spending by other customers virtually dried up. "Thank goodness for my job ... (but) we were still spiraling downward."

Her paychecks weren't enough to avoid losing their home to foreclosure and filing for bankruptcy. Now the couple and their two children—daughter Kelsey, 3 1/2, and son Kade, 1 1/2—live in a rental home in a quiet neighborhood.

"I'm lucky because the medical field is one that's stable," Flanagan said.

But the strain isn't far below the surface. "It's hard for me," she said. If Kade is asleep when she goes to work or comes home from her 12- to 14-hour shifts, "sometimes I'm away 48 hours without holding him."

She also worries about her emotions rubbing off on the children. "They're smart kids," she said. "If you're under stress, they know it. ... It tends to build up, so you have to make time to unwind and get away from it."

The U.S. Department of Labor reports that in the last two years, the number of unemployed men in the workforce rose by more than 5 million—nearly double the number of women who became unemployed in the period.

California doesn't track unemployment by gender at the state or local level. But of about 20,000 jobs lost in the last two years in Fresno, Madera, Kings and Tulare counties, 16,000 were in agriculture, construction, manufacturing and transportation—industries that federal labor officials say are historically dominated by men.

The same is happening nationwide.

"As husbands lose their jobs, family earnings plummet, and the role of wives' earnings often becomes critical to keeping families afloat," University of New Hampshire sociology professor Kristin Smith said in a report issued last week by the university's Carsey Institute.

"Job loss and unemployment are expected to rise for the next year, alongside the growing importance of wives' earnings to family stability," Smith said. "This increased reliance on wives as breadwinners will continue to shine a spotlight on changing gender roles in the family, equity in the workplace and work/family tensions."

For Teresa and Jeff Douglass of Visalia, Calif., challenges came after he was laid off in August from his job as a welder for a company that manufactured fruit-packing equipment

About a month later, Teresa Douglass lost her job as a newspaper photographer. She was out of work for three months before she landed a part-time job with a nonprofit agency.

"When Jeff lost his job, I was working full time," Teresa Douglass said. "Then I got laid off. It was hard, but I think each of us had more empathy for what the other was going through."

"We're at a time in our lives when we should be working hard and putting away money, but we can't do that now," she added.