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Federal Deposit Insurance Corporation

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Top Federal Deposit Insurance Corporation Articles

Displaying items 37-48
  • Regulators focusing on bank overdraft programs

    Some banks soon will find it more difficult to slap consumers with overdraft fees — a boon to customers who discover that one misstep can lead to a cascade of penalties. Guidelines that take effect next month will prohibit thousands of small...
  • CFPB's next target: overdraft practices

    Next on the Consumer Financial Protection Bureau’s to-do list: banks’ overdraft practices. Overdrafts occur when you spend more than you have in your bank account. The bank will cover those overdrafts for a fee that can run from $30 to $35....
  • Clarksville: Regional Repertory Wind Ensemble concert March 25 will be music to your ears

    Is the sound of a woodwind instrument skillfully played sweet music to your ears? Then, you will definitely want to hear the third annual Regional Repertory Wind Ensemble Sunday March 25 at 3 p.m. The ensemble is composed of high school musicians from...
  • Keep limits on credit union business loans

    The op-ed by State Employees Credit Union CEO Rod Staatz ("Let credit unions do their job," April 25) compels me to respond on behalf of the Maryland banking industry. In his commentary, Mr. Staatz, who runs Maryland's largest credit union, argues that...
  • State regulators take over two Maryland banks

    State banking regulators closed two Maryland banks Friday, the first two bank failures in the state since 2010. The Maryland Commissioner of Financial Regulation shut down the Bank of the Eastern Shore in Cambridge and appointed the Federal Deposit...
  • For abortion foes, an ultrasound is worth 1,000 words

    For abortion foes, an ultrasound is worth 1,000 words
    U.S. District Court Judge Catherine Eagles last Tuesday granted a request for a preliminary injunction that temporarily blocks a provision in North Carolina's new abortion-restriction law that would require women seeking an abortion to view an...
  • You don't need to occupy Wall Street to know it's out of control

    You don't need to occupy Wall Street to know it's out of control
    This week, President Obama travels to Wall Street, where he'll demand -- in light of the Street's continuing antics since the bailout, as well as its role in watering down the Volcker rule -- that the Glass-Steagall Act be resurrected and big banks be...
  • CFPB takes first step toward regulating prepaid cards

    Prepaid debit cards have been called the Wild West because of their rapid growth, uncontrollable fees and little regulation. That soon may change — or at least the regulation part. The Consumer Financial Protection Bureau is taking its firstĀ ...
  • Occupy Wall Street: Don't let NY raid derail the movement

    I'm worried the confrontation between "grim-faced riot police" and the relatively peaceful demonstrators in New York's Zuccotti Park may spell the end to an important movement. Now these crackdowns are occurring in many other places, and I fear the next...
  • Federal regulators issue consent order to Owings Mills bank

    Federal regulators have ordered Regal Bank & Trust in Owings Mills to make certain changes, such as drawing up written plans for maintaining capital levels and reducing "substandard" assets, according to a document released Friday by the Federal Deposit...
  • Got a gift card you don't use or want? Sell it

    Got a gift card you don't use or want? Sell it
    We want gift cards and like to give them, but for some reason we don't always use them and wind up wasting billions of dollars. A recent poll by Consumer Reports, for instance, found that one-quarter of people who received a card as a holiday gift last...
  • A chance to right an old wrong

    A chance to right an old wrong
    President Barack Obama's recess appointment to direct the Consumer Financial Protection Bureau (CFPB), Richard Cordray, wasted no time in announcing the watchdog agency's "nonbank supervision program." Bringing nonbank mortgage lenders more fully and...