Howard board, superintendent in legal battle as they run county school system

Orrin Hatch

Congress threatens programs to help workers save for retirement

Less than a year ago, the Maryland General Assembly and Gov. Larry Hogan passed the innovative bi-partisan Small Business Retirement Savings Program and Trust ("Work and Save"), offering retirement security for more than 1 million Marylanders who currently have no employer-based plan.

The Work and Save program operates much like a 529 college savings plan, allowing workers who do not have access to 401(k)s or other federal plans to have money deducted from their paychecks and placed in a retirement account intended to supplement Social Security.

The passage of Work and Save put Maryland at the forefront of a national effort among states to take advantage of a 2016...