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Covering the Bases: To enroll or not enroll in Medicare when you're still employed

Covering the Bases: To enroll or not enroll in Medicare when you're still employed

I am turning 65 and am still working and have insurance through my employer. Do I need to enroll in Medicare Parts A and B? Perhaps you will need to enroll in Medicare Parts A and B; perhaps not. Let's review the variables that will affect your decision. Are you employed and insured by a large or small employer? You cannot simply count the number of people who work for your employer to determine this fact. It is suggested you contact your Human Resource Department and ask this question: "I am turning 65 and am Medicare eligible. Is my employer insurance primary or secondary to Medicare?" If your employer states that your employer insurance is secondary to Medicare,...

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