The Frederick County Sheriff's Office says a property manager embezzled $137,000 from a homeowners association and wired at least some of the money to an online love interest in South Africa.
Sixty-two-year-old Nancy Walker of Boonsboro was charged Thursday in a criminal summons.
The alleged victim is the Ballenger Creek Meadows Home Owners Association near Frederick.
Walker couldn't be reached immediately for comment. Her home phone has been disconnected, and court records don't list a defense attorney.
Cpl. Jennifer Bailey told The Frederick News-Post that Walker was romantically involved with a man she met on the Internet but never saw in person.