Tower Federal Credit Union was a major sponsor of Maryland Therapeutic Riding's annual Live On The Farm benefit concert, which was held Sept. 27 at MTR's 26-acre farm in Crownsville. The concert included a live and silent auction, and raised close to $200,000. Performers included Grammy award-winning Ricky Skaggs and local favorites the Hard Traveler. A nonprofit organization, Maryland Therapeutic Riding uses horses to improve the quality of life of special needs children and adults, and retired and active-duty wounded soldiers and their families. To learn more about MTR's programs, go to horsesthatheal.org.